SEORANG penumpang bas yang berang telah memarahi pemandu
apabila beliau tidak berhenti di perhentian basnya dan menolak pemandu tersebut
beberapa kali semasa beliau memandu.
Penumpang lain terpaksa campur tangan apabila Lu DeJiang
meletakkan tangannya di leher Encik Deng Da Qun yang hampir terhantuk roda
stereng semasa perbalahan itu.
Lu dijatuhi hukuman penjara lima minggu hari ini (12
November) selepas mengaku bersalah terhadap satu tuduhan menyerang dan
bertindak terburu-buru dan membahayakan jiwa.
Warga China berusia 40 tahun itu berkata dia minum dua botol
arak sebelum menaiki khidmat bas 912 di Admiralty sekitar 11 malam pada 12
November 2016.
5 Tips For Evaluating Classic Car Insurance Companies
Owning
a classic car is a source of pride for its owner. It is a lot of fun to show
off one's car to friends and strangers alike. Whether your classic or
collector's car spends most of its time on the road, on display, or under cover
in the garage, just knowing that it is nearby can be a great source of comfort.
Unless
you are mega-rich, your classic car is probably one of your top prized
possessions in terms of market value. You have no doubt spent considerable
amounts of time and money researching the right car to buy and then, once you
bought it, taking the utmost care of it.
There
is no doubt that insuring your classic car is the smartest way to protect your
investment. It is important to know how to evaluate the various insurance
companies out there so that you can choose one that offers the best policy for your
needs. Not only should the policy you choose be just right for your coverage
needs, but the insurer you go with should offer a top-notch customer service
and claims department as well.
Buying
car insurance for your classic automobile is not the same as buying for other
types of cars. Here are 5 tips for evaluating class car insurance companies:
1.
Find a company that specializes in insuring collector cars and classic cars:
While
it is not absolutely necessary that you find an insurance company that solely
deals in insuring classic and collector automobiles, it will definitely help if
you can find one that at least has a specialty department in this area. They
will know which questions to ask you so that they can connect you with just the
right policy.
2.
Make sure the company adequately values your car:
If
you decide to apply for a policy with a given insurer, be sure to get a
guarantee from them up front that they will cover your car for its full value
in the event of a total loss. There is nothing like trying to file a claim on a
total loss, only to find out that the company has undervalued your classic car
and therefore not willing to pay you what it is worth.
3.
Find out whether they have a dedicated parts specialist:
Some
classic car insurance companies actually have on-site parts specialists who
will help you track down rare and hard-to-find parts for your classic car. Why
not insure with a company that offers such a useful service? Ask whether each
company you are evaluating offers this type of service.
4.
Decide what level of deductible you are comfortable with:
Before
comparing quotes from different companies, be sure you are getting
apples-to-apples car insurance quotes. To do this, decide what level of
insurance deductible you would be comfortable with and go with that for each
company you talk to.
5.
Compare quotes from multiple companies:
Be
sure to create a list of at least 3-5 classic car insurance companies before
applying. Then, go out and apply to each and every one of them. Spending the
extra hour or so to call or contact online multiple companies will help you
land the very-best rate on your new policy.
Take
these 5 tips to heart as you set about evaluating classic car insurance
companies.
